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HomeFAQDoes Medicaid recover money from a family after death?

Does Medicaid ever try to recover money from a family after a senior on Medicaid passes away?

Short answer: Yes — New York's Medicaid Estate Recovery Program can file a claim against a deceased recipient's estate to recover what Medicaid paid for long-term care, subject to spousal and other protections.

This is a real and sometimes surprising part of New York's Medicaid long-term-care system, and it's worth understanding before, not after, a loved one applies for Medicaid-funded care. The general mechanics — timing after death, what counts as part of the recoverable estate, and what protections exist for a surviving spouse or dependent — are governed by New York's specific estate recovery rules, which should be confirmed directly with NYS DOH or a New York elder-law attorney rather than assumed from what you may have read about a different state's program, since these rules vary significantly state to state and change periodically.

Read the full Medicaid and ALP explainer →

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Eileen, Buffalo Senior Living Advisor
Eileen
Buffalo Senior Living Advisor

Hi, I'm Eileen — I can help you find the right senior care option in the Buffalo area, free of charge.

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